How Can New Joiners Get 85% Payout on Fansly?

September 13, 2026

Hi guys, Happy new year! For those who have not signed up yet to Fansly and are planning to, you can get a discount in fees when you join by using ...

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TLDR

I've been running r/fansly_advice for three years now, and the single most common question I get is whether new creators can actually keep more of their money on Fansly. Short answer: yes, for your first three months you can keep 85% instead of 80% - but only if you use the referral code at the right step, and I'll walk you through exactly how to do it.

Can you really get 85% payout as a new Fansly creator?

Yes, but let's set expectations honestly: this is a 5% discount on platform fees for your **first three months only**. After that, you go back to the standard 80/20 split like everyone else. Still, in your launch window - when every dollar counts - that extra 5% adds up. If you earn $2,000 in your first month, you'd keep $1,700 instead of $1,600. Over three months, that's real money you can put toward promotion, equipment, or just rent.

Here's the thing though: you can't just grab the discount by signing up normally. The two-step process trips a lot of people up, so follow it exactly:

1. **Create your Fansly account first.** No special link or code needed for this step. It's just a regular account.
2. **Then apply to be a creator using the referral link** - link to the application form and confirm that **sansa_starkers** appears in the creator referral code box. If it's filled in, the discount is attached to your application.

And full transparency, because I'd want the same from anyone giving me advice: this is a referral link. I earn a percentage when you use it - but critically, **that comes out of Fansly's cut, not yours**. Your 85% is your 85%. Fansly added this discount to my link three years ago as a perk for our community, and the referral earnings are what let me keep running r/fansly_advice and answering your questions.

Is Fansly actually worth adding alongside OnlyFans?

Honestly, I think the strongest case for Fansly isn't the discount - it's what you get after the discount expires. A few things stand out compared to other platforms:

**Chargeback coverage in most cases.** When a customer pulls their money back through their bank for content they actually received, Fansly usually eats it. Most creators don't realise how much this saves until they've dealt with a chargeback on a platform that doesn't cover it. (Note: "most cases" - not every case, don't bank on a guarantee.)
**Kink-friendlier content rules.** Fansly allows a wider range of fetish content than other sites - lactation being the obvious example that gets people banned elsewhere.
**Built-in discovery.** Unlike OnlyFans, Fansly has an FYP-style feed and recommendations. If you're struggling with or tired of doing all your promo on social media, that's a genuinely useful extra channel. I won't pretend it hands you an audience for free - you still have to post good content - but ignoring it means leaving an opportunity on the table.
**Responsive support staff.** They're active in the r/fansly_advice and r/officialfansly communities answering questions directly, which is more than I can say for most platforms.

If you're already established on OnlyFans, the diversification argument is simple: don't put your whole income on one platform. Billion-dollar platforms change policies overnight. And the best part of adding Fansly is that you already have your content ready to go - your onboarding time is basically zero, so start now, use the code, and grab the 85% window while it lasts.

If you get stuck at any point, drop your questions in r/fansly_advice or r/officialfansly - someone answers fast.

Where do you go from here?

If you're new, why not start during the discount window rather than three months into a standard split? And if you're already on another platform, what's holding you back from a second revenue stream that takes minutes to set up? Content: ready. Sign-up: two steps. Fee discount: waiting - just make sure that referral code box says sansa_starkers before you hit submit. If you decide Fansly isn't your fit and want a live-cam alternative instead, xlovecam is worth a look. I'd love to hear how your first month goes - and what you did with that extra 5%.