A client is asking for 2 things: a custom where I talk about exhibitionism / exposing myself (not actually doing it) and a video where I say the f-slur. Are either of these things against platform rules?

TLDR
A client told me both customs were "totally fine," and my gut still said check anyway - good thing, because "a paying customer says so" has never once saved an onlyfans account. Here's how I talked through both requests, and what I'd tell anyone else sitting on a custom they're not sure about.
Is talking about exhibitionism in a custom actually against the rules?
The key distinction is fantasy versus act. Talking about exhibitionism - describing the thrill, doing roleplay, telling a story about wanting to expose yourself - is a kink discussed in words. Actually stripping off in a public place is a different animal entirely: that's public indecency territory with real legal liability, plus any bystander who ends up in frame never consented to being in your content. Platforms draw a hard line at the second one, and rightly so.
So if your custom is purely verbal - a script about the fantasy of being watched, no actual public location, no real exposure happening - that's generally on the lower-risk end of the scale. But "generally lower risk" isn't the same as "cleared." Custom content doesn't get a special pass; it's moderated like everything else on the platform, and the person paying for it has zero influence over that. Their assurance means nothing when a reviewer or an automated filter looks at the finished video.
What about the f-slur if I'm gay and reclaiming it?
This one is messier, and I'd resist the urge to promise anyone it's safe. Reclaimed language is real and valid - I get why, if you're part of the community, using the word on your own terms feels completely different from being targeted by it. The problem is that moderation doesn't operate on your terms. Whether a slur passes review can depend on an automated filter that flags the string of letters regardless of who's saying it, or a human reviewer with no context about your identity or the client's request. Your intent, the client's intent, and how a random viewer later perceives the clip are three separate things, and you only control one of them.
There's also no verified rule that says "slurs are fine if the creator is reclaiming them." That's the poster's assumption, not a documented platform stance. The honest answer is: nobody in the DMs knows for sure - which is exactly why the person asking was right to pause.
So when is it worth the risk?
Before filming anything you're unsure about, go to the source: read the terms of service and help docs yourself, then message official support and describe the request in plain policy terms - not moral framing, just "does verbal roleplay about X violate content rules" or "is this word permitted in paid content." If you get a yes, screenshot it and save it from an official channel, not a client conversation. That paper trail is your only real protection.
Then do the math honestly: is one custom's payout worth your entire income stream? Strikes, payout holds, and terminations don't care how good the client's tip was. They insist it's fine, but his word does not protect your account at all. Declining, counter-offering an edited version of the script, or softening the request are always on the table - a client who genuinely values your work will adjust.
And if you want promotional content or live interaction where you control the framing entirely, I've found xlovecam easier to manage for that side of things - you set the boundaries in your own room, in real time, instead of shipping a finished file into the void.
For anyone else sitting on a weird-feeling request right now: that uneasy feeling isn't paranoia, it's professionalism. Trust it, verify with the platform, and never outsource the judgment call to the person whose only stake in this is getting his video. What would you do if support never answers before your client's deadline - film it and hope, or refund and move on?