How To Respond To Slut And Whore Remarks?

TLDR
I've been reading a lot of smut lately, mostly for dirty talk inspiration, and one scene stuck with me: the heroine, Lauren, gets hit with one of those tired "you're such a slut" jabs from her boyfriend's father and just rolls her eyes like he's recited a phone number. I want that energy. But I also want us to be honest that most of us freeze, and that freezing isn't failure.
Why does the same word feel like a compliment in bed and an insult everywhere else?
Because it's not the word, it's the contract behind it. When someone you trust calls you a slut mid-hookup and you've both agreed you like it, that word is part of a negotiated game. Strip out the agreement - a stranger on the street, a drunk friend "joking," a boyfriend's disapproving dad - and the same syllables become a judgment dressed up as a remark. So before you can answer the question "how do I respond," you have to read the context, because slut in a consensual bedroom, slut in banter between friends, and slut from a judgmental in-law are three different events wearing the same costume. In the bedroom, "yes, keep going" is the response. Among friends joking, "that word's not for you, mate" said with a grin usually does it. From someone hostile or judgmental, the goal shifts from clever to calm: you're not performing for an audience, you're declining the invitation. The mistake people make is treating them all as one problem with one answer.
What do you actually say in the moment, and how do you have the "ick words" talk with a partner first?
In the moment, keep it short, keep your tone flat, and don't explain too much. Explanations invite debate. Lines that work: "That word doesn't do it for me." "I enjoy that word with my partner, never from you." "You can do better." Or Lauren's route - the eye-roll with dignity, the look that says nothing new was said here. Eye contact, unhurried, then change the subject or walk away. That's tenacity, and it reads as confidence because it refuses to treat the insult as worth escalating.
Now the prep. Have the conversation with your partner before things get heated, not in the middle of it. Every couple has ick words - words that sound HOT in books and land like a slap mid-encounter. So trade lists: "slut is out for me, whore is weirdly fine," that kind of honest negotiation. It feels unsexy to discuss dirty talk vocab over dinner, but it's far sexier than the alternative, which is someone going quiet mid-scene and you spending two days wondering what you broke. Revisit the list now and then, because preferences move.
One more thing worth saying: hesitation is normal. Your mind going blank doesn't mean you failed the moment; it means you're human. And you are never obligated to be witty. A flat "no" or simply leaving is a complete response, and often a better one than a clever retort - de-escalation beats winning. With repeat offenders and people who hide behind "it's just a joke," you don't need a comeback, you need a boundary and consequences: name it once, clearly, and if it happens again, decide how much space that person gets. "Just a joke" only counts when the person being joked about is laughing.
So what is the actual win here?
Not the perfect comeback. The win is that the word doesn't get to decide how your evening goes. Prepare a line or two, know your contexts, sort your vocabulary with your partner in advance, and give yourself credit for whatever version of Lauren you manage - whether that's a devastating eye-roll or just turning around and walking away warm. What words are on your ick list, and has anyone actually talked about it with their partner yet? And if you're looking for a place to explore that kind of confidence live rather than in your head, XLoveCam is where I'd point you - people there tend to iron out preferences properly before anything gets heated.